“Get a travel credit card, enjoy traveling better.” You may have heard this for the umpteenth time, and that is because it is true. If you like to travel around, there’s no doubt that using travel credit cards is the best way to go about it.
Travel credit cards are similar to regular credit cards. Only this time, travel credit cards give rewards as points and miles as you travel. Again, the importance of this is to better your traveling experiences.
Aside from making traveling enjoyable, travel credit cards have a lot of bonuses too. You earn points and miles; with these, you can fuel a good portion of your travel expenses.
If you are traveling a lot, you need travel credit cards to fuel some expenses. In this article, we compiled a list of the top travel credit cards to make traveling in 2024 a comfortable venture.
What Should Qualify a Good Travel Credit Card?
There are many factors you should consider to rate a travel credit card. Some of the most important include:
- Rewards
- Annual fees
- Annual Percentage Rate (APR)
- Foreign transaction fees
- Sign-up bonuses
- Accessibility
Travel credit cards that balance these factors to your taste should be the best choice for you. Yet, it is good you know that the best travel credit cards are most times only available to those with a good credit score.
If you don’t have a good credit score and want to enjoy this benefit, you should consider a credit card repair alternative. The good news is there are credit repair services option you can leverage to make life easier.
Credit repair services help improve your credit score by settling negative data on your credit report. They do this by identifying and clarifying inaccuracies with CRAs and writing to creditors to dispute negative marks. Credit professionals also help negotiate with creditors on your behalf, and advise on the setting up of new accounts.
Overall, credit repair professionals help make sure that you do suffer financially, helping you reach the perfect credit score.
The Top 9 Travel Credit Cards of 2024
Capital One Venture One Rewards
People who travel often need a travel credit card that is flexible. If you are one of these people, then you should know that the Capital One Venture One Rewards cards are the best out there.
When you get this travel credit card, you also get a one-time bonus of 20,000 miles. Yet, this depends on if you spend $500 on purchases within 90 days of opening the account. You also get 5 times miles on every rental car and hotel purchase you make through Capital One Travel.
Cool, right? But that’s not all.
The Capital One Venture One Rewards credit card offers 0% APR on purchases for the first year and three months. After that, the APR is fair for an average travel credit card owner.
Aside from all of these, you earn two miles per dollar you spend. When you gather these miles, you can redeem them as dollars, or make purchases with them.
The best thing about this credit card is that there are no annual fees or foreign transaction fees for the card.
Chase Southwest Rapid Reward Priority
This credit card has one of the best bonuses for first-time account users. You get 3 points for every $1 you spend on Southwest purchases.
The annual fee of this credit card is $149. But, you can compensate for the annual fee with the 7,500 points you get on your credit card anniversary.
The Chase Southwest Rapid Reward Priority travel credit card has no foreign transaction fee too.
Capital One Venture X Rewards Credit Card
The Capital One Venture X Reward Credit Card has one of the best reward rates ever. It is the best choice if you have an excellent credit score.
This travel credit card comes with a whooping $395 initial bonus. You also get 10 times the miles on purchases. That is, for every hotel and rental car you book through Capital One Travels, rest assured that you are getting paid back in miles. You also get 2 times miles on other purchases.
On your annual card-versary, you get a 10,000 miles bonus. Though there’s an annual $300 annual credit, the rewards are worth it in every sense.
From the quality of credit cards they unveil, one can say Capital Travel is one of the best plugs for travel rewards.
Barclays Jet Blue Plus MasterCard
This plus MasterCard, like other great travel credit cards, boasts great rewards. You earn points on every grocery, restaurant, and other purchase you make.
First-time users get 80,000 points on $1000 they spend in the first 90 days, with the annual fee inclusive. On every card-versary, the credit card owners get 5,000 points. With these points, you can save a lot on necessary purchases on flights.
Wells Fargo Autograph Credit Card
The Wells Fargo Autograph travel credit card isn’t limiting; they have the best offers for common types of purchases. With this card, you can earn 3 points on every $1 you spend on groceries and other popular categories.
This credit card has an excellent first-time bonus. The best thing about this card is that there’s no annual fee, and there’s 0% APR within the first year of registration.
Spending $1500 in the first 90 days of registration earns you 30,000 points. You can redeem these points for around $300, though some conditions apply.
Ink Business Preferred Credit Card
If you travel often, it would help a great deal if you consider the Ink Business Preferred Credit Card. They have bonuses that frequent travelers benefit from without having to create a hole in their pockets at the end of 2024.
With this card, you can earn 100,000 bonus points after you spend $15,000. Good thing is, this bonus is redeemable in cash. The bonus of 100,000 points is worth $2000.
Aside from the rewards of the first three months, you get 3 times rewards on every $1 you spend. Points worth 25% or even when you make purchases with them. There are other attractive bonuses you can get on them too.
U.S Bank Altitude Connect Visa Signature
If you don’t travel often, then this travel result card is a great option for you.
The U.S Bank Altitude Connect Visa travel credit card has a $95 annual fee. One good thing is, there are rewards to compensate for the annual fee.
If you spend $2000 within the first four months of your registration, you can earn 50,000 bonus points. These bonus points are equal to $500 when you redeem them.
The U.S Bank Altitude Connect Visa Signature credit card is one of the few travel credit cards with streaming rewards. You can get around $30 in rewards when you purchase an annual streaming service.
American Express Platinum Card
If you love luxury travel, then the American Express Platinum credit card is the best option that comes to mind.
Though at an annual fee of $695, this card has many mouth-watering benefits which are way worth it. One key benefit is access to the global lounge collection. That’s epic if you ask me!
You get 80,000 bonus points when you spend $6,000 within the first 6 months of your registration. These points are worth around $2,600. Yet, terms and conditions apply.
When you use the miles you get as a reward to book flights, you get a 35% rebate. That’s quite a fair bargain.
Chase Sapphire Preferred Card
The Chase Sapphire Preferred travel credit card boasts good rewards at a cheap rate.
The annual fee is $95, with excellent rewards on traveling and restaurant purchases. As a cardholder, you can redeem each point you gain at 1.35 cents.
The credit card has other benefits like luggage and rental insurance as you make purchases. Hence, this travel credit card is one of the most affordable for an average traveler.
Final Thoughts
The benefits captured here are only a small fragment. Indeed, the benefits of travel credit cards are tempting you may want to get all as you read through. Yet, it’s good you also know that most times, terms and conditions apply to get them.
You must know that access to the benefits of most of these cards need you to get the perfect credit score possible. Rest assured that no one linked to a debit card fraud can get these benefits too. If you lack good credit scores, then it’s time you start to fix it if you want these benefits ever.
Getting top credit repair pros will do you a lot of good in fixing your credit score. But, you have to make sure that they are legit, and they report to the credit bureau.
