“We live in a wonderful world that is full of beauty, charm, and adventure. There is no end to the adventures we can have if only we seek them with our eyes open.”
— Jawaharlal Nehru
I recently completed my dream trip to Dubai and let me tell you it was one of the most exhilarating experiences of my life. From scaling the Burj Khalifa to exploring the wonderful Dubai malls, I was full of excitement with a total thrill of my upcoming adventure.
If you’re also thinking of embarking on this amazing journey, you must explore the idea of if something goes wrong with your trip. And, this is right where the daunting task of choosing the right travel insurance comes into play.
So, in this read, I’ll be sharing everything that I’ve learned about how to choose the right travel insurance for your Dubai vacation.
Let’s start!
Top Reasons to Visit Dubai for Your Next Vacation
Before we dive into the actual content, let’s first discuss why Dubai should have a place in your next vacation.
- Luxury Shopping: Dubai is known for its high-end, deluxe shopping malls that often include a range of designer products.
- Vibrant Nightlife: The city boasts some fine upscale bars and clubs that give you the chance to discover a diverse nightlife.
- Architectural Wonders: Not only Burj Khalifa, Dubai has many architectural marvels that fascinate tourists visiting this beautiful place.
- Desert Adventures: Embark on desert safaris with dune bashing and also enjoy other cultural experiences.
- Culinary Diversity: Enjoy international cuisines and mouth-watering delicacies from a wide range of restaurants and eateries.
- Family-friendly Attractions: From the Dubai aquarium to the underwater zoo, Dubai offers a variety of activities and places that cater to every age group.
Do Indians Need a Visa for Dubai?
Yes, Indian passport holders must get an e-visa to visit Dubai. So, if you’re planning your trip to Dubai from India, I would suggest you apply for a Dubai visa 30 days before the trip.
If you are planning a trip to Dubai, you should apply for a visa 30 days before the trip. In addition to that, before you apply for the visa it is also advisable to make sure that your passport is valid for at least 6 months.
Indians who are residing outside India may qualify for a visa on arrival in Dubai, depending on their residence permit.
Types of Dubai Visa for Indian Nationals
So, now that you’re familiar with the requirement of Dubai Visa for Indian nationals, here are the types of Dubai visa for Indians visiting the UAE:
| Visa Type | Visa Validity (From the Date of Issue) | Visa Duration |
| Tourist visa (short-term) | 60 days | 30 days |
| Tourist visa (long-term) | 60 days | 60 days |
| Transit visa | 14 days | 48 hours to 96 hours |
| Visit visa | 60 days | 30 days or 90 days |
| Service visa | 14 days | 14 days |
| Work visa | – | Depends on the contract of employment |
| Study Visa | – | Depends on the length of the course |
Do You Know?
According to the Business Standards, about 10.6 million people visited Dubai this year through July 2024, with a staggering 8% annual increase.
Do You Need Travel Insurance from India to Dubai?
Having overseas travel insurance can offer you some striking benefits that can make your trip stress-free and secure. Here take a look at some of them:
- Medical Coverage: Travel insurance can cover all of your medical expenses. This can include injuries or illnesses during your trip. Also, any type of doctor visits, hospital stays, and prescription medication.
- Baggage Loss or Delay Coverage: This insurance can also provide you with a great financial coverage for loss, theft, or delay of baggage.
- Coverage for Trip Cancellations: Events like family emergencies, illness, or sudden work obligations can lead to trip cancellations. Travel insurance can help you cover pre-paid expenses like hotel bookings and flights.
- Provides 24/7 Assistance: Most travel insurance policies provide round-the-clock assistance services. This is crucial because you know help is just a phone call away when you need it. For example, whether for medical attention, legal assistance, or emergency medical support.
How to Choose the Right Travel Insurance Plan?
So, if you’re thinking of purchasing a travel insurance plan, here are some crucial factors that you must consider:
- Cost of Travel Insurance: The first step would be to define what your budget is. You should never set out to buy an insurance policy without a detailed understanding of how much you would like to spend on it. You can opt to get a travel insurance quote online to get a basic idea of how much it might cost.
- Coverage of the Policy: Before you lock in on a plan, understand what your policy is going to cover. A good travel insurance plan should cover medical emergencies, loss of baggage, flight cancellations, and any third-party liabilities.
- Customer Reviews: And, before purchasing travel insurance online, make sure to check all the available reviews. As this will give you some strong insights of how a particular insurance company has worked for previous buyers, or how the customer experience was at the time of the claim.
- Check Inclusions and Exclusions: It is essential to know that all your requirements are covered under the inclusions offered by the policy.
- Duration of Policy: You must ensure that the policy covers the entire duration of your trip. For example, if you are on a 4-week holiday, your selected insurance policy should cover all 4 weeks.
- Claim Settlement Process: Your travel insurance policy should offer an efficient and seamless claim settlement process. A lot of insurance providers offer a cashless travel claim settlement process, where the insurers and their network providers settle the bills, and you don’t have to pay immediately during an emergency.
Dubai is a dream holiday destination that will delight you with its rich culture and the wide range of activities and adventures it has to offer. Make your holiday stress-free by purchasing an international travel insurance policy.
This financial safeguard protects you from unforeseen circumstances, such as trip cancellations, medical emergencies, flight delays, or lost baggage, ensuring that your Dubai experience remains stress-free.
